Checking Accounts

Great for:
Everyone!

Free Checking

It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement.

  • Open with $25 minimum deposit
  • No minimum balance or monthly fees
  • Unlimited check writing and debit card access
Great for:
Members On the Go

My Generation Checking

Want an account that works harder for you without monthly fees? Meet four simple requirements to earn a special, high dividend rate and skip ATM fees.

  • Open with $25 minimum deposit
  • 0.20% APY with dividends paid monthly
  • No minimum balance or monthly fees
Great for:
Access to Higher Balances

The Works Checking

Get full-service checking and earn great dividends when you maintain minimum balance requirements across checking, savings, and certificate accounts.

  • No monthly fees when you meet balance requirements
  • Earn 0.10% APY on daily balances of $500 or more
  • Unlimited check writing and debit card access
Great for:
Savers and Investors

Gateway Checking

Put your money to work with a full-service checking account that offers higher dividends when you maintain higher balances.

  • Open with a $2,500 minimum deposit
  • Up to 0.25% APY with dividends paid monthly
  • No monthly fee with $2,500 minimum balance
Great for:
Extras & Perks

Extra Value Checking — and Extra Value Plus!

From dividends to discounts, get a full package of perks and extras when you choose Extra Value or Extra Value Plus Checking with SACU.

  • Low monthly fees
  • Earn 0.10% APY with no minimum daily balance
  • Unlimited check writing and debit card access
Great for:
50+ Members

50 Gold Checking

Try a checking account specially designed for members age 50+ with no monthly fees, easy dividends, and extra perks.

  • No monthly fees
  • Earn 0.10% APY on balances over $500
  • Discounts on custom checks, safe deposit boxes and free standard Traveler’s Cheques

Savings Accounts

Great for:
Everyone!

Share Savings

SACU membership begins with a simple account designed to get you saving. All it takes is a $5 deposit to get started!

  • Open with $5 minimum deposit
  • Earn 0.25% APY on daily balances of $100 or more
  • Even more flexibility for members under age 18
Great for:
Dedicated Savers

Money Market Savings

Step up to an insured investment account that motivates saving with higher dividends as your balance grows.

  • Open with a $1,000 minimum deposit
  • Up to 0.40% APY with dividends paid monthly
  • Three pre-authorized drafts and three check withdrawals per statement period

Saving for the long term? Consider an IRA

When you’re preparing for retirement, an Individual Retirement Account (IRA) may be a great way to save.

Share Certificates

Great for:
Most Flexibility

Share Certificate

Ready to work towards a savings goal? Consider a savings certificate with flexible terms you choose.

  • Up to 2.50% APY with dividends paid monthly
  • Open with $1,000 minimum deposit
  • Flexible terms from 3 months to 10 years
Great for:
Access to Higher Balances

Jumbo Share Certificate

If you can commit a large amount to savings, try a savings certificate that is geared for higher balances and offers great flexibility.

  • Up to 2.50% APY with dividends paid monthly
  • Open with $90,000 minimum deposit
  • Flexible terms from 3 months to 10 years
Great for:
One-Year Savings Commitment

Liquid Share Certificate

Want to build savings with an easy, one-year commitment and more flexible access to your funds? Try a savings certificate designed to keep you liquid.

  • Up to 1.00% APY with dividends paid monthly
  • Open with $5,000 minimum deposit
  • Fixed, 1-year term with unlimited deposits and two allowed withdrawals

Become a member today Join Us