Manufactured Home Loan

Make your dream of home ownership a reality with great loans on manufactured homes you can access through SACU.

  • Single and multi-section new or used homes
  • Purchase or refinance options
  • No prepayment penalties
  • Convenient online application

Note: Want to purchase a conventional home?  See our Home Purchase or Refinance loan options.


Apply for Great Rates and Terms

CU Factory Built Lending, a division of SACU, is an experienced manufactured home lender. From single-section to multi-section or modular homes, we have competitive fixed rates and flexible terms to help you finance the manufactured home that’s right for you.

Based on your overall credit quality, age of home, collateral type, amount to finance and other key factors you will be offered some of the most competitive terms in the business. Call us anytime to speak directly to one of our loan specialists. The pros at CU Factory Built Lending will help you find the program that is right for your lifestyle and your budget.

Whether purchasing a new or used manufactured home for the first time or refinancing one you already own, our team will work directly with you to find the best financing options available. There are never penalties for early repayment!

Want to Learn More? Visit CU Factory Built online to find out how to get started, calculate payments, and complete an online Manufactured Home Loan application. If you are not yet an SACU member, learn about how you can join us!

NOTE: Our Home Purchase or Refinance Loan is sometimes referred to as a conventional mortgage.  Rates are subject to change without notice. Rates can be locked only after your completed loan application is received. This information is not a commitment to make a loan, nor is it a guarantee that you will receive a specific rate if approved.  An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate.  Loans above 80% Loan-To-Value ratio may require mortgage insurance. Please contact an SACU Loan Advisor at 210-258-1785 for assistance if you have questions about rates and terms.


Find Your Manufactured Home

CU Factory Built Lending partners with a network of retailers, brokers and correspondents across the United States who will help you in finding the perfect manufactured home. Talk to the CU Factory Built Lending office in your region locate one of our trusted partners near you.


Funds, Fast and Easy

While each borrower is different, purchasing a manufactured home takes an average of 30 business days, beginning to end. CU Factory Built Lending is here to assist you in reaching your goal of owning your dream home quickly and easily.


Easy Online Access

With your Manufactured Home Loan, you can get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — with CU Factory Built Lending eStatus. You can even set up automatic loan payments from your SACU checking or savings account for the ultimate in convenience.

Join SACU and become a member today

Home Purchase or Refinance Loan

Whether you’re ready to buy a home for the first time, or need to refinance your existing home at a better rate, turn to SACU.

Home Equity Loan

If you’ve spent years investing time and money into your home, it may be time to explore ways to leverage its value.

Free Checking

It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement.