How is a credit union different from a bank? A credit union exists to serve a community of members — not to maximize corporate profits. When you join SACU, you become part of a strong financial cooperative.

How To Join

Since SACU is a collective, you qualify for membership based on your affiliations — there are many from which to choose. For example, you can qualify for membership based on where you work, live or worship.

Think about which of the following affiliations you may have, and be ready to indicate them on your application. To make it easy, we've organized them into three groups: immediate family, San Antonio area, and Houston area affiliations.

Immediate Family Affiliations
  • Someone in your immediate family is a member of SACU (grandparent, parent, spouse, sibling, child)
San Antonio Area Affiliations
  • Live, work or worship in West or South San Antonio
  • Work for or are a member of one of our Select Groups
  • Are a student of higher education
  • Volunteer for a United Way agency
  • Active or retired military
  • Military dependent
Houston Area Affiliations
  • Work for or are a member of one of our Select Groups (SGs)
  • Are a registered Catholic with the Archdiocese of Galveston-Houston

Become an SACU Member Online

Ready to get started with SACU?  We’re looking forward to having you join us!  Join online or visit any SACU branch location.

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To make the application process as easy as possible, please have the following information available for yourself and any joint applicants:

  • Valid Social Security Number
  • Date of Birth
  • Your current address
  • Previous address (if at your current address less than 12 months)
  • Email address
  • Telephone number
  • Valid identification information (including number, date of issue and expiration date)
  • Routing and account number to fund your account

Minors can apply to join SACU by opening an account with a parent or legal guardian.
 

Membership Matters

Did you know that SACU offers members:

plus popular annual perks like “shred day,” a cool Spurs calendar, and more? Join Us

Have a loan with SACU?

Then you are already an SACU member!  Whatever your life stage or financial need, find out how SACU can help.

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Associations & Employers

It's easy for your organization to join SACU too. Learn how you can offer the benefits of credit union membership to your employees and members.

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Members On the Go

My Generation Checking

Want an account that works harder for you without monthly fees? Meet four simple requirements to earn a special, high dividend rate and skip ATM fees.

  • Open with $25 minimum deposit
  • No minimum balance or monthly fees
  • Dividends paid monthly