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SACU Toll Free #
1-800-234-SACU
Bexar County Local #
210-258-1414
Routing Number 314088284
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Auto Loans
We help our members buy the cars they want. SACU encourages you to apply online or to visit any branch location to get pre-approved for the car of your dreams. Once approved, you can visit a dealership to take a test drive, and you can negotiate for that dream car with confidence.

SACU Auto Loans
Competitive rates available for new and used cars, vans and trucks

  Flexible terms to fit your budget

  Financing available at most San Antonio and Houston auto dealerships

  Shop for a new or used auto now!

  Apply for an auto loan.

  More information on insurance coverage on your vehicle financed by SACU.

Guaranteed Asset Protection (GAP)
Because most insurance policies only cover the value of your vehicle, which rapidly declines during the first few years of ownership, your loan balance can become higher than the value of your vehicle. SACU's Guranteed Asset Protection (GAP) protects you from a potential loan deficiency and covers the "gap" between the value of your vehicle and the amount you still owe.

GAP also provides coverage for new and used cars, vans and trucks:

  When your vehicle is stolen and isn't recovered

  When your vehicle is deemed to be a total loss


Example: Guaranteed Asset Protection
Original Purchase
Loan Balance after 1 year
Insurance ACV determination
Less the deductible
Insurance settlement check applied to loan balance
Your lost investment without GAP
Your remaining unpaid loan balance (the gap)
$18,000
$14,000
$12,000
$1,000
$11,000

$3,000
*GAP and deductible reimbursement benefits are available in most, but not all, states. Please consult your loan officer or service representative for the availability of this important benefit.


  Call SACU today for all the details or e-mail us to request more information.

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up to $250,000
® 2014 San Antonio Federal Credit Union
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