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Loan Rates


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New Automobile
Rates are effective as of December 1, 2008.

New Automobile
Model Year Term Annual
Percentage
Rate (APR)
Minimum Notes
 New Automobile Rate & Term 2008 & Above Year Model 36 Mth 5.60%  APR ranging from 5.60%-9.90%
 New Automobile Rate & Term 2008 & Above Year Model 48 Mth 6.00%  APR ranging from 6.00%-11.55%
 New Automobile Rate & Term 2008 & Above Year Model 63 Mth 6.25%  APR ranging from 6.25%-11.65%
 New Automobile Rate & Term 2008 & Above Year Model 69 Mth 6.75% $15,000 APR ranging from 6.75%-12.05%
 New Automobile Rate & Term 2008 & Above Year Model 75 Mth 6.90% $18,000 APR ranging from 6.90%-12.75%
Disclosures:
  • Annual Percentage Rates (APR) are effective as of the date above, and are subject to change daily. Other rates and terms available. For current loan rates, please call: SACU Member Service Center (210)258-1234 or Loan Connection (210)258-1306 or U.S. Toll Free 1-800-667-SACU (7228).
  • .15% discount on rate for an SACU Credit Card.
  • .25% discount on rate for Auto-Debit from SACU Acct.
  • .25% discount on rate for Direct Deposit w/SACU Checking Acct.
  • .40% discount on rate for Auto-Debit from SACU Acct. and a SACU Credit Card
  • .50% discount on rate for Auto-Debit from SACU Acct., and Direct Deposit w/SACU Checking Acct.
  • .65% discount on rate for Auto-Debit from SACU Acct., SACU Credit Card & Direct Deposit w/SACU Checking Acct.
  • Above rates and terms are based on 90% financing.
  • Used Automobiles will be valued based on NADA Clean Trade-In.
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