Share Certificates
Rates are effective as of May 17, 2013.
| Share Certificate Accounts |
| |
Purchase Amounts |
| $1,000 - $9,999* |
$10,000 - $89,999* |
$90,000 or more* |
| Term |
Dividend Rate |
APY** |
Dividend Rate |
APY** |
Dividend Rate |
APY** |
| 3 Months
|
0.01%
|
0.01%
|
0.05%
|
0.05%
|
0.10%
|
0.10%
|
| 6 Months
|
0.25%
|
0.25%
|
0.30%
|
0.30%
|
0.35%
|
0.35%
|
| 1 Year
|
0.45%
|
0.45%
|
0.50%
|
0.50%
|
0.55%
|
0.55%
|
| 1 Year Liquid***
|
0.40%
|
0.40%
|
0.40%
|
0.40%
|
0.40%
|
0.40%
|
| 18 Months
|
0.55%
|
0.55%
|
0.60%
|
0.60%
|
0.65%
|
0.65%
|
| 2 Years
|
0.70%
|
0.70%
|
0.75%
|
0.75%
|
0.80%
|
0.80%
|
| 3 Years
|
0.90%
|
0.90%
|
0.95%
|
0.95%
|
1.00%
|
1.00%
|
| 5 Years
|
1.29%
|
1.30%
|
1.34%
|
1.35%
|
1.39%
|
1.40%
|
| 7 Years
|
1.69%
|
1.70%
|
1.74%
|
1.75%
|
1.79%
|
1.80%
|
| 10 Years
|
2.08%
|
2.10%
|
2.13%
|
2.15%
|
2.18%
|
2.20%
|
Disclosures:
| * |
The dividend rate and corresponding Annual Percentage Yield (APY) for the contract period will be determined based on the purchase amount and the contract term.
|
| ** |
APY means Annual Percentage Yield.
|
| *** |
The minimum purchase amount for the 1 Year Liquid Share Certificate is $5,000.
|
| 1. |
A penalty may be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.
|
| 2. |
Fees could reduce the earnings on these accounts.
|
| 3. |
Your SACU accounts are insured up to $100,000 by the National Credit Union Administration, a U.S. government agency. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call SACU Quick Quote Rate Line at (210) 258-1253.
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