Auto Loans
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We help our members buy the cars they want.
SACU Auto Loans  Competitive rates available for new and used cars, vans and trucks Flexible terms to fit your budget Financing available at most San Antonio and Houston auto dealerships
Shop for a new or used auto now!
Apply for an auto loan.
More information on insurance coverage on your vehicle financed by SACU.
Not sure which loan is right for you? Let the SACU Consumer Loan Selector help you decide. The SACU Consumer Loan Selector is an easy-to-use, interactive service designed to help you sort through the lending options and select the one that is right for you. Once you've made your decision, you can conveniently apply online. Guaranteed Asset Protection (GAP)
Because most insurance policies only cover the value of your vehicle, which rapidly declines during the first few years of ownership, your loan balance can become higher than the value of your vehicle. SACU's Guranteed Asset Protection (GAP) protects you from a potential loan deficiency and covers the "gap" between the value of your vehicle and the amount you still owe.
GAP also provides coverage for new and used cars, vans and trucks: When your vehicle is stolen and isn't recovered When your vehicle is deemed to be a total loss
Example: Guaranteed Asset Protection
Original Purchase
Loan Balance after 1 year
Insurance ACV determination
Less the deductible
Insurance settlement check applied to loan balance
Your lost investment without GAP
Your remaining unpaid loan balance (the gap) $18,000
$14,000
$12,000
$1,000
$11,000
$3,000
*GAP and deductible reimbursement benefits are available in most, but not all, states. Please consult your loan officer or service representative for the availability of this important benefit.
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