EXTRA VALUE CHECKING and EXTRA VALUE CHECKING PLUS ACCOUNTS

Extra Value Checking
     Your dividend-bearing Extra Value Checking account allows you unlimited check writing privileges, and pays dividends on all balances for a low monthly fee of only $5. Here are some value-added benefits:

• $25 minimum to open an Extra Value Checking Account.
• Unlimited check writing privileges.
• A low $5 monthly service fee lets you start using all the benefits and services of Extra Value Checking. (If you use direct deposit, the monthly service fee is $4)
• No minimum daily balance required to earn dividends.
• Dividends are paid monthly on all balances and are calculated using the daily balance method. (The rate is variable and may change at any time after the account is opened.)
• May take advantage of PayAnytime, the SACU Online Anytime® FREE bill pay service as an added convenience.
• Savers Club® Book
• Accidental Death/Common Carrier Life Insurance - $100,000.
• Credit Card Protection.
• Key Ring Registration and Protection.
• Free Subscription to Sojourns Travel Magazine.
• Auto Trip Routing.
• Unlimited access to funds virtually 24/7 with a FREE SACU CashAnytime® Debit Card.

With Extra Value Checking Plus, you receive dividends on your daily balance, the value-added benefits of the Extra Value Checking account, plus these extra advantages:

• $25 minimum to open an Extra Value Checking Plus Account.
• A low $6 monthly service fee lets you begin using cost-saving benefits immediately upon opening your account. (If you use direct deposit, the monthly service fee is $5.)
• No minimum daily balance required to earn dividends.
• Dividends are paid monthly on all balances and are calculated using the daily balance method. (The rate is variable and may change at any time after the account is opened.)
• Two boxes of SACU standard checks at account opening
• No-fee cashier's checks, money orders, and official checks (limit 10/month)
• No-fee traveler's checks (checks for two not included).
• 15% discount on a safety deposit box rental (selected locations)
• $250,000 Accidental Death/Common Carrier Life Insurance
• ID Network^TM Safety Service
• Medical Emergency Data Card
• Shoppers Advantage® Discount Product Club
• Unlimited access to funds virtually 24/7 with a FREE SACU CashAnytime® Debit Card.

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