SACU Offers Access to Personal Loans

SACU can help you get more access to healthy credit. Options that give you a pre-approved credit limit or let you lend money to yourself help you protect cash-flow and attend to the changing needs of your family all at the same time. Explore what’s right for you and apply, today.

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Explore Secured Loans & Financing Options

Share Secured Loan

With as little as $500 in an SACU savings account, we can help you free up the funds you need with a Share Secured Loan.

  • Borrow $500 or more
  • 4.25% APR with terms up to 24 months
  • No credit review required

Share Certificate Secured Loan

When you have $1,000 in an SACU Share Certificate, put your funds to work by loaning money to yourself at a great rate.

  • Borrow $500 or more
  • Terms up to share certificate maturity
  • No credit review required

Point of Sale Financing

Get easy financing on things you need to improve or repair your home at participating SACU Point of Sale Financing merchants.

  • Financing up to $10,000
  • Flexible terms up to 12 months with deferred interest
  • Fast approval at merchant site

Line of Credit

An SACU Line of Credit allows you to make an advance to yourself anytime up to your pre-approved line of credit limit.

  • Borrow anytime up to your pre-approved limit
  • Low monthly payment
  • Overdraft protection option available

Signature Loan

With our easy Signature Loan, SACU can help you handle life’s expenses, even as needs change.

  • Borrow as little as $500
  • Fixed, competitive rates
  • Terms up to 60 months

Applying is Easy

When you need credit, turn to SACU. We make it easy with our online application and fast answers — just choose the personal loan option you prefer and apply, today!

Membership Matters

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plus popular annual perks like shred day, a cool Spurs calendar, and more? Join Us

Ready to Get Started with SACU?

Everything we do is in the best interest of our members. To become part of our financial cooperative apply for SACU membership today!