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SACU Toll Free #
1-800-234-SACU
Bexar County Local #
210-258-1414
Routing Number 314088284
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Scam Education
Mystery/Secret Shopper Scam
Mystery shopping has been a standard way to measure an employee’s integrity in the past. The mystery shopper poses as a normal customer and performs specific tasks-such as purchasing a product, asking questions, registering complaints or behaving in a certain way-and then provides detailed reports about the experiences.
How the scam works: The person receives a letter, a shopping survey, and a (fraudulent) check or money order. The letter states the person has been selected to be a “Mystery Shopper” and is instructed to deposit the (fraudulent) check/money order/money gram; purchase an item with a portion of the money; and fill out survey rating the customer service; keep a portion of check as payment for the work; and send remaining portion of the original (fraudulent) check/money order to a designated address. Surprise: The fraudulent negotiable item is returned as counterfeit.

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Lottery/Sweepstakes Scam
The person receives a letter and a (fraudulent) check/money order saying the person has won a lottery/sweepstakes (usually from a foreign country). To claim the lottery/sweepstakes, the person is required to pay taxes or fees out of the enclosed check in order to claim the “BIG” prize. The person is instructed to call a toll-free number for instructions, and then send the money for taxes or fees to a third party. The person is told to keep the remaining portion as the first payment of their lottery or sweepstakes winnings. Surprise: The check or money order is returned as counterfeit.

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Inheritance Scam
The person receives a formal appearing letter in the mail stating that an (unknown) relative has passed away leaving a significant inheritance to the person. The person is requested to send a money order or money gram to cover the cost of probating the will and administrative costs for distributing the inheritance. Surprise: No “unknown” relative passed away; therefore, no inheritance.

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Work-At-Home Scam
The person receives an e-mail or sees online a job opening to work from home. The person is told, usually by e-mail, that he/she has been hired. The job requires the person to cash money orders and keep 10% as pay and send the remaining money to a recipient named in the e-mail. Surprise: The money orders which the person cashed, keeping10% and returning 90%, are returned as counterfeit.

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Online Auction Scam
The person auctions their specific item online. The “winning bidder” (fraudster) will send the person a (fraudulent) cashier’s check or money order in an amount greater than the “winning bid” amount, requesting the person to deposit the money, and then send the product purchased and a money order for the extra amount. Surprise: The deposited item is returned as counterfeit.

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Romance Scam
The person “meets” the “love of his/her life” (sight unseen) on one of the online dating services. This unseen love commits to marry the person in the near future. Eventually, the “love” will request cashier checks or money orders for unexpected surgery, auto repairs, bail money, etc. Surprise: The person will never ever see the future spouse and several thousands of dollars later, the “love” says the marriage is off.

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