Privacy & Disclosures

Privacy Policy

At SACU we are committed to keeping your personal and financial information secure. To learn more about how we use your information please review our privacy policy.

Privacy Policy (PDF)

If you have questions regarding the SACU Privacy Policy please contact us at:
SACU Member Service Center
P.O. Box 1356
San Antonio, TX 78295-1356


San Antonio: (210) 258-1234
U.S. Toll Free: 1-800-688-SACU (7228)

Protecting Children’s Privacy

This website is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide Personal Information through the website. We do not knowingly collect information from children under 13 without parental consent.  Visit the Federal Trade Commission website for more information about the Children's Online Privacy Protection Act (COPPA). 


View disclosures and terms for membership, accounts, products and online banking.

Credit Union Account Disclosures
Membership and Account Agreement (PDF)
Funds Availability Policy Disclosure (PDF)
Courtesy Pay Disclosure
Electronic Fund Transfers Agreement and Disclosure (PDF)
Electronic Record and Signature Disclosure
Truth in Savings - Certificate Accounts (PDF)
Truth in Savings - Checking and Savings Accounts (PDF)
Fee Schedule and Service Fees

Online AND MOBILE Banking Disclosures
Remote Deposit Capture Services Disclosure and Agreement (PDF)
SendMoney Service Disclosure and Agreement (PDF)
Notify Me Service Disclosure (PDF)
eMoney Manager Agreement and Disclosure Statement (PDF)

Credit Card Disclosures and Terms
SACU Rate Preferred Visa Rate and Terms Agreement (PDF)
SACU Rate Preferred Visa Credit Card Agreement (PDF)
SACU Rewards Preferred Mastercard Rate and Terms Agreement (PDF)
SACU Rewards Preferred Mastercard Credit Card Agreement (PDF)
SACU Spurs Rewards Mastercard Rate and Terms Agreement (PDF)
SACU Spurs Rewards Mastercard Credit Card Agreement (PDF)